Debt Settlement & Seizures
We provide comprehensive legal support to individuals and businesses for debt settlement and the defense against enforcement measures, aiming for sustainable financial recovery and the protection of assets and income.
Out-of-court Debt Settlement Mechanism
Legal guidance for entering the out-of-court mechanism
Verification of requirements and debtor eligibility
Preparation and submission of a complete application file
Management of debt settlements toward the State, social security funds, and banks
Monitoring the process and support until the settlement is finalized
Management of Overdue Debts
Debt settlement toward Tax Authorities (IAPR/AADE) and Social Security Funds (EFKA)
Legal support for bank debts and loans
Negotiation of repayment terms
Verification of the legality of claims
Seizures & Enforcement Proceedings
Legal support for lending procedures and loan obligations
Negotiation of debt “haircuts” (write-offs)
Payment orders and oppositions against bank payment orders
Legal support for seizures of bank accounts and assets
Handling third-party seizures (garnishment) and challenging abusive measures
Auctions: Legal support for suspension or annulment
Stay of enforcement measures and primary residence protection
Judicial & Extrajudicial Protection of Debtors
Filing of legal remedies and actions
Extrajudicial interventions with creditors
Legal representation before courts
Strategic debt management aiming to avoid further measures